Downloadable Content

Ultimate 401(k) Guide
How to Take Control of Your 401(k) Before and After Retirement

The 401(k) is one of the most important retirement planning tools we have. You pay into it for decades and will likely rely on it, among other income sources, for decades in retirement. The potential tax benefits and power of compound returns can make it a great savings and investment tool for retirement. But to make the most of these accounts requires an informed strategy. There are several important things to know about your 401(k), such as how much you can contribute, options for your 401(k) when you leave your job, and how much you are paying in 401(k) fees.

Replacing Your Paycheck
Your Guide To Replacing Your Paycheck in Retirement

If you’re preparing for retirement or looking for more financial stability, you’ve likely thought about how your retirement savings can be used smartly to cover your costs and maintain your lifestyle. It’s normal to fear running out of money in retirement, given that you are done with your working life and are turning to your own source of savings and wealth for your financial security. While you may have saved well, it can be daunting to realize you have to now turn those savings into income that can sustain you for the rest of your life, especially if you don’t have a pension. Living off your savings and investments is quite different than living off external income.

The Puzzle Pieces of Your Retirement Savings
An Overview Of Retirement Accounts

When you were younger, you probably remember putting pennies and quarters into a piggy bank to save up for a new toy or for something special. But saving for retirement over the course of your life will likely require you to invest what you save, not just put it away, for it to successfully support your retirement goals, and there are numerous retirement accounts out there for you to use or that you may have acquired over your lifetime. The key now is to fit all the puzzle pieces of your retirement together so that they provide you with what you need when you need it. But you can’t do that without first knowing how these retirement accounts work.

Age 59 1/2
Why Is This An Important Age?

You’re nearing your 60th birthday, which doesn’t seem as significant a milestone as the moon landing or important birthdays like 16, but that’s where you’re wrong! Turning 59 ½ is almost as exciting as when you turned 16 and could drive because at 59 ½ you can withdraw from your retirement accounts without incurring a penalty. Hopefully you’ve been taking advantage of the ability to contribute extra money to your retirement accounts since you turned 50. You’re also nearing the age at which you’re eligible for Social Security benefits and Medicare. Keep reading to learn about your retirement options and how you can successfully transition into retirement.

The True Cost of Hidden 401(k) Fees
How Much Can Hidden Retirement Account Fees Cost You?

Do you know how much you’re paying in fees for your retirement account? Were you aware that fees are commonly charged on retirement accounts in the first place? If you have access to an employer-sponsored retirement account such as a 401(k), information about your account might be harder to access given that it’s offered through your employer and often isn’t completely in your control.

5 Keys To Retirement Planning Today
Your Complimentary Guide

Your financial strategy is one of the most important parts of your quality of life in retirement. However, it can also be difficult and complex to keep up with the changing financial landscapes, modern laws, and regulations. In short, creating your financial strategy is never a set-it-and-forget-it task—it requires maintenance. A common rule of thumb is to re-examine your financial and retirement strategy on an annual basis.

The Bucket Strategy
How it Works and What it Means For Your Retirement

A retirement strategy is all about affording the lifestyle you want in your later years. For most of your life, you worked hard to save for your retirement as best you could. But now, it’s about turning those savings into an actionable plan that affords you the lifestyle you planned for as safely and efficiently as possible. You’re likely faced with these questions: What do you want your retirement to look like, and how much income do you need each year to make it happen?